PJ#010, PRIVACY IN A FISHBOWL

PJ 10

PRIVACY

IN A

FISHBOWL

***

SPIRAL TO ECONOMIC DISASTER

VOL II

BY

GYEORGOS CERES HATONN

A PHOENIX JOURNAL

PRIVACY IN A FISHBOWL
SPIRAL TO ECONOMIC DISASTER
VOL. II

ISBN I -56935-042- 6

Printed by

PHOENIX SOURCE PUBLISHERS, Inc.
P.O. Box 27353
Las Vegas, Nevada 89126

First Edition 1989
Second Printing June 1995

Printed in the United States of America

COPYRIGHT POSITION STATEMENT AND DISCLAIMER

The Phoenix Journals are intended as a "real time" commentary on current events, how current events relate to past events and the relationships of both to the physical and spiritual destinies of mankind.

All of history, as we now know it, has been revised, rewritten, twisted and tweaked by selfishly motivated men to achieve and maintain control over other men. When one can understand that everything is comprised of "energy" and that even physical matter is "coalesced" energy, and that all energy emanates from God's thought, one can accept the idea that the successful focusing of millions of minds on one expected happening will cause it to happen.

If the many prophecies made over thousands of years are accepted, these are the "end times" (specifically the year 2000, the second millennium, etc.). That would put us in the "sorting" period and only a few short years from the finish line. God has said that in the end-times would come the WORD--to the four corners of the world--so that each could decide his/her own course toward, or away from, divinity--based upon TRUTH.

So, God sends His Hosts--Messengers--to present that TRUTH. This is the way in which He chooses to present it, through the Phoenix Journals. Thus, these journals are Truth, which cannot be copyrighted; they are compilations of information already available on Earth, researched and compiled by others (some, no doubt, for this purpose) which should not be copyrighted. Therefore, these journals are not copyrighted (except SIPAPU ODYSSEY which is "fiction").

The first sixty or so journals were published by America West Publishing which elected to indicate that a copyright had been applied for on the theory that the ISBN number (so necessary for booksellers) was dependent upon the copyright. Commander Hatonn, the primary author and compiler, insisted that no copyrights be applied for and, to our knowledge, none were.

If the Truth is to reach the four corners of the world, it must be freely passed on. It is hoped that each reader will feel free to do that, keeping it in context, of course.

TABLE OF CONTENTS

CHAPTER PAGE

FOREWORD .................................................................................................... ...
WED., DEC. 6, 1989...............................................................................................
MORE FINANCIAL TYRANNY...........................................................................
WHAT CAN YOU DO? ........................................................................................
CHAPTER 1................................................................................................... ..............
SAT., NOV. 25, 1989..............................................................................................
INSERT: THE BUNKER, BYRUM & KIMBALL
MEMORANDUM (pages 7-13).............................................................................
UPCOMING EVENTS THAT WILL "GETCHA"!...............................................
RUN FROM WHAT?..............................................................................................
WHAT HAPPENS AT THE ENDING OF AN "AGE"?.......................................
WRITTEN ON THE WALL--OR ON THE WIND?.............................................
THE BIG CHANCE?............................................................................................. ..
REAL ESTATE? THEY TELL YOU THAT WILL BE GOOD, RIGHT?..........
LET US CONSIDER GOLD & SILVER................................................................
INTEREST RATES............................................................................................... ...
THE BAD SIDE OF THIS COIN............................................................................
PLUNGING REAL ESTATE..................................................................................
LET'S TALK ABOUT OIL......................................................................................
PERHAPS A MONEY PANIC WON'T HAPPEN.................................................
HOW BAD IS IT?................................................................................................. ...
CHAPTER 2................................................................................................... ..............
WED., NOV. 22, 1989............................................................................................
CHAPTER 3................................................................................................... ..............
THU., NOV. 23, 1989.............................................................................................
THANKSGIVING DAY, 1989...............................................................................
INSERT: NIKOLA TESLA SIGNATURE.............................................................
CHAPTER 4................................................................................................... ..............
FRI., NOV. 24, 1989................................................................................................
MEMORANDUM.......................................................................................... ..........
MAJOR POINT--NO LONGER APPLICABLE:..................................................
AH BUT THEY OVERLOOK A MOST IMPORTANT FACT'...........................
THE WRONG ADVICE..........................................................................................
CHAPTER 5................................................................................................... ..............
MON., NOV. 20, 1989............................................................................................
RIGHT ANSWER, WRONG REASON.................................................................
ATTENTION PLEASE!...........................................................................................
THE SPIRAL BEGINS THIS WAY........................................................................
WHEN................................................................................................ .......................
"RE-FLATION" WILL NOT WORK.....................................................................
NOT THE TIME TO BUY REAL ESTATE...........................................................
CHAPTER 6................................................................................................... ..............
SAT., NOV. 25, 1989..............................................................................................
PRIVACY--IS IT POSSIBLE?................................................................................
SOCIAL SECURITY NUMBER FOR CHILDREN..............................................
THE QUEST............................................................................................... ..............
CHAPTER 7................................................................................................... ..............
SUN., NOV. 26, 1989..............................................................................................
VALUE OF INCORPORATION-‑ESPECIALLY IN NEVADA.........................
PERSONAL ADVANTAGE INSTEAD OF A WILL...........................................
A WILL................................................................................................ .....................
YES YOU CAN!...............................................................................................
YOU THE CONSUMER.........................................................................................
WHO MANIPULATES THE STRINGS?..............................................................
WHAT CAN YOU DO?..........................................................................................
LET US START WITH CORRESPONDENCE.....................................................
CHAPTER 8................................................................................................... .......
SUN., NOV. 26, 1989..............................................................................................
THE INFAMOUS SOCIAL SECURITY NUMBER.............................................
CREDIT RECORDS PRIVACY..............................................................................
INSURANCE FORMS.............................................................................................
WHAT ABOUT MEDICAL RECORDS?..............................................................
AT WORK................................................................................................ ................
JOB APPLICATION......................................................................................... .......
DRUG TESTS............................................................................................... ............
INCOME PLAN................................................................................................ .......
BENEFITS OF INCOME.........................................................................................
ROSE BY A DIFFERENT NAME..........................................................................
CHAPTER 9................................................................................................... ..............
MON., NOV. 27, 1989............................................................................................
MORE CREDIT CARD TRAPS.............................................................................
MORE SOCIAL SECURITY GOSSIP....................................................................
NOTATIONS FOR THANKSGIVING, 1989 .......................................................
US GOVERNMENT/CENTRAL BANK SELLING GOLD.................................
CHAPTER 10.................................................................................................. ............
TUE., NOV. 28, 1989..............................................................................................
ASK BUT YE SHALL PROBABLY NOT RECEIVE .........................................
ZERO TAXES .................................................................................................
FACTOR IN GORBACHEV, GLASNOST AND MEGAPOLITICS...................
MIKHAIL GORBACHEV USHERS IN AN ERA.................................................
TWILIGHT ZONE................................................................................................ ...
CHAPTER 11.................................................................................................. ............
TUE., NOV. 28, 1989..............................................................................................
COMMUNISM AT SUNSET..................................................................................
HOW IT LOOKS FROM THE MOUNTAIN.........................................................
WHAT TO WATCH FOR.......................................................................................
YOU CONTINUE TO SIT IN SURPRISE..............................................................
WATCH FOR SOME OF THE BLACK CLOUDS...............................................
CHAPTER 12.................................................................................................. ............
WED., NOV. 29 1989.............................................................................................
BULLETIN............................................................................................ ...................
WELL, WHEN?............................................................................................... ........
HEADED FOR THE TARGET ZONE-‑EASY DHARMA!................................
WHAT AFTER?.............................................................................................. .........
CHAPTER 13.................................................................................................. ............
WED., NOV. 29, 1989............................................................................................
CONSIDER SURVEILLANCE ON THE JOB......................................................
LIE DETECTORS........................................................................................... .........
THE COMPUTER THREAT...................................................................................
CHAPTER 14.................................................................................................. ............
THU., NOV. 30, 1989.............................................................................................
AT WORK................................................................................................ ................
PRIVACY AND THE IRS.......................................................................................
LOW BLOW--BRACE YOURSELF......................................................................
WHAT TO DO! .................................................................................................... ...
LET US TALK TACTICS........................................................................................
AUDIT: .................................................................................................... ................
SURVIVING THAT AUDIT...................................................................................
AUDITS THE IRS FORGETS:................................................................................
HERE IS WHERE YOU WATCH IT! ...................................................................
CHAPTER 15.................................................................................................. ............
FRI., DEC. 1, 1989 ..................................................................................................
CHAPTER 16.................................................................................................. ............
FRI., DEC. 1, 1989................................................................................................ ...
PRIVATE INVESTING...........................................................................................
BANK SECRECY ACT...........................................................................................
ABUSES ABOUND.............................................................................................. ...
A LITTLE QUIZ! ....................................................................................................
HOW ABOUT NICE MR. REAGAN'S WAR ON PRIVACY?...........................
OH MY, THE DRUG SCENE!...............................................................................
AGAINST MONEY LAUNDERING.....................................................................
THE OMNIBUS ANTI-DRUG BILL OF 1988.....................................................
CHAPTER 17.................................................................................................. ............
SAT., DEC. 2, 1989................................................................................................ .
BANKING COMMUNITY SINKING FAST.........................................................
FAMOUS LAST WORDS: "THEY WON'T FIND ME" .....................................
A FEW PRIVATE INVESTMENT REFUGES......................................................
CHAPTER 18.................................................................................................. ............
SAT., DEC. 2, 1989................................................................................................ .
LOOK OUTSIDE............................................................................................. ........
HAVENS.............................................................................................. .....................
HOW TO CHOOSE.............................................................................................. ...
LET US CONSIDER SWITZERLAND..................................................................
OTHER TAX HAVENS AROUND YOUR WORLD...........................................
OFFSHORE REPORTABLES AND NON-REPORTABLES..............................
MOVING YOUR MONEY.....................................................................................
LET'S RETURN BRIEFLY TO THE SSN.............................................................
ALSO THE TAX RETURNS..................................................................................
LAST GASP!............................................................................................... .............
CHAPTER 19.................................................................................................. ............
MON., DEC. 4, 1989...............................................................................................
BUY OR SELL GOLD.............................................................................................
CONVERTING YOUR WEALTH INTO FORMS
SUITABLE FOR HOME STORAGE.................................................................
CASHLESS SOCIETY.............................................................................................
"NEW MONEY".............................................................................................. ........
CHAPTER 20.................................................................................................. ............
MON., DEC. 4, 1989...............................................................................................
GOVERNMENT BY EMERGENCY.....................................................................
AIDS EPIDEMIC............................................................................................ ..........
BIOLOGICAL PRIVACY.......................................................................................
WHAT ABOUT THAT LITTLE COUNTING
GAME CALLED "CENSUS"!.....................................................................
HOME PRIVACY............................................................................................. .......
IF YOUR HOME IS INVADED..............................................................................
SECURITY SYSTEM..............................................................................................
ENTRY............................................................................................... .......................
CHAPTER 21.................................................................................................. ............
MON., DEC. 4, 1989...............................................................................................
FIREARMS AND PRIVACY..................................................................................
PAY CASH! PAY CASH! PAY CASH!................................................................
ELECTRONIC INTRUSION...................................................................................
TELEPHONE........................................................................................... .................
WIRETAPS............................................................................................ ...................
MISCELLANEOUS TYPES OF ELECTRONIC SURVEILLANCE...................
MAINTAINING ELECTRONIC PRIVACY..........................................................
CHAPTER 22.................................................................................................. ............
TUE., DEC. 5, 1989................................................................................................ .
PROBATE, YOUR WILL AND TESTAMENT....................................................
YOUR BANK................................................................................................ ...........
LET US TALK ABOUT A RECENT COURT DECISION..................................
CHAPTER 23.................................................................................................. ............
TUE., DEC. 5, 1989................................................................................................ .
SECURITY OF VALUABLES ON YOUR PROPERTY................................
HIDING PLACES.............................................................................................. .......
THE REALLY IMPORTANT POINT....................................................................
RIGHT NOW'................................................................................................ ...........
SOURCES AND REFERENCES............................................................................
TO SUMMARIZE IN GENERALITIES ................................................................
CONSIDER THE VALUE ADDED TAX..............................................................
MORE SERIOUS THAN AT FIRST GLANCE.....................................................
IN CLOSING............................................................................................. ...............
THE HOUSE OF CARDS HAS TO FALL.............................................................
WILL THEY DEFAULT?.......................................................................................
APPENDIX............................................................................................ .......................
THU., DEC. 7, 1989 ...............................................................................................
THE FAMILY ESTATE CORPORATION............................................................
THE ESTATE PLAN THAT NEVER DIES
"LONG TERM CORPORATE PLANNING"....................................................
BOTTOM LINE................................................................................................ ........
PASSIVE INCOME PERSONAL HOLDING CORPORATION TRAP..............
WISE UP!................................................................................................. .................
LIST OF REFERENCES.......................................................................................... .....
WED., DEC. 6, 1989...............................................................................................
MAIL DROP FIRMS............................................................................................... .

FOREWORD

REC #1 HATONN

WED., DEC. 6, 1989 6:30 A.M. YEAR 3, DAY 112

WED.. DEC. 6, 1989

If you live in a Fishbowl, the fishermen can see you, catch you and put you right in the frying pan. You are in a transparent world where "Big Brother" not only can see everything you do and every move you make--but randomly take everything you have. The hook is pretty well set and the harder you flip and flop the more embedded it becomes.

This journal is a discussion of just about the last hope you have of gaining any privacy in your world whatsoever. You cannot continue, however, as is, without losing every shred of privacy and all "blackout" curtains are in the process of being dissolved right now at political, economic and police levels of the bureaucracy.

The only hope you have is to "turn out the lights" and/or become an invisible fish. This can be done with attention and effort. You can actually change your stripes and gain personal transparency to a large extent by changing your name to N. Corporation. You can salvage what you might have in wealth by taking some measures as outlined within this journal--cut the line and release the hook. You are in trouble!

Even if you have a salaried job and cannot avail yourself of all of the suggestions, you can most certainly take measures for protection in a dozen ways you probably have overlooked. We can only put a little food in the fishbowl, we cannot force you to eat it.

If you have obtained this book then you are interested. Discern carefully those measures suitable to your needs and level of public visibility and decide what you want to do about it. YOUR TIME FOR DECISION IS MOST LIMITED INDEED. PLANS FOR CHANGING YOUR FUTURE ARE UNDER WAY AND THE TRAP IS SET TO SPRING VERY EARLY IN YOUR NEW YEAR IF NOT DURING THE HOLIDAYS TO CATCH YOU UNPREPARED BE­FORE THE CALENDAR YEAR ENDS. YOU CAN CONSIDER THIS JOURNAL AN URGENT SUPPLEMENT, OR VOL. II, TO SPIRAL TO ECO­NOMIC DISASTER. It is so timely that if you don't take immediate action it will be too late, if not already too late for the first steps to privacy--but you'll have time to use the subsequent measures.

The "new money" is coming--all printed and ready, the new Social Security rules are in place and a debit system is now operational--you are caught!

I am going to give you excerpts of news items which mean a lot more to you
than you possibly realize. Do not consider me some sort of fortune-teller--look around you at your own clues and puzzle pieces--but you must look far beyond your daily financial and stock market reports.

Articles predicting the currency recall and rumors of your new money have significantly heightened in the current weeks--that means there is something stir­ring and ready to boil over.

On September 18, 1989, The New York Times carried an article by former Treasury Secretary Donald T. Regan suggesting a surprise call-in of all $50 and $100 bills (with only a ten day warning) to combat the war on drugs. Mr. Re­gan says, with the old bills no longer legal tender, everyone would have to exchange their cash for new, preferably different color or size paper money. Banks would then be forced to report all exchanges over $1,000. As you will read in this journal, a recent government study condemned tampering with the higher denominations.

This article appeared only 9 days after Mr. Regan appeared on the Capital Gang political talk show discussing the drug war. He casually remarked on the air that a complete currency call-in would be one way of stopping the drug lords. Had he still been in office, his remarks might have sent a earthquake through Wall Street.

Well, KNOW that the new "secret" printing press in Ft. Worth, Texas has now produced enough currency for recall of ALL currency and expect FULL recall of all denominations--very soon!

Another projection worth noting: The 1990 Farmer's Almanac has come forth in support of replacing the one dollar Federal Reserve Note with a dollar coin. It is believed the Treasury would save over $120 million a year if the U.S. Mint coined gold toned, 1.125" diameter dollars with a plain edge in place of the short (18 month) average life of the paper note.

The days of the "greenback" are numbered and they will not even make good collectors items--remember the Confederate money? Ah so!

There has been introduced a "Drug and Money Laundering Tracking Act", to place machine-readable bar codes on U.S. currency so all $100s, $50s, and $20s can be "more traceable". Their serial numbers would be able to be read by optical scanning devices like those used at grocery-store check-out counters.

"When this legislation passes," says the liberal Massachusetts Democrat Senator John Kerry, who introduced it (and who, by the way, is also a member of George Bush's powerful secret society, Skull and Bones), "money laundering drug dealers will be tracked down like we've never tracked them down before".

The legislation mandates that within six months after it is passed new bills will be printed with a machine-readable bar code. And you can also expect the embedded metal strip the Treasury has talked about before where individualized in­formation could be stored. Given the dynamics of Congress, no Kerry's office wrote such a bill. Even Mr. Kerry admits that "financial intelligence experts" wrote it!

Oh dear, oh dear--open your eyes. THE MONEY IS ALREADY PRINTED AND THERE WILL NOT BE "SIX MONTHS". NEITHER IS THIS EX­CHANGE AIMED AT DRUG LORDS OR HIGH LEVEL DEALERS--THEY ARE ALL SET WITH A NICE BANKING SYSTEM AND NEW CON­TRACTS. THE DELAY IN THE PROCESS IS CAUSED BY A NEED TO FINISH PLACING THE FINAL LINKS IN THE WORLD MONETARY MONITORING SATELLITE SYSTEM (WHICH YOU ARE FINISHING WITH THE "CHRISTMAS" SHUTTLE)--AND ALLOWING THE "KING­PIN" ELITE GREY MEN AND DRUG KING-PINS TO GET SET. THIS MONEY SWAP IS AIMED AT "YOU" AND HENCEFORTH THE MARK OF THE BEAST WILL BE EMBEDDED ACROSS YOUR FOREHEAD LIKE A BLINDING LIGHT!

Now has begun at the Bureau of Engraving and Printing in Washington, D.C. a process of developing a public affairs campaign to introduce the new "anti-counterfeiting" security feature expected to be implemented in the early 1990s in the current design of United States paper money, according to BEP spokesman Ira Polikoff. They will further tell you that any change is "months away"--FORGET THAT--IT IS ONLY DAYS AND WEEKS AWAY!

MORE FINANCIAL TYRANNY

Right now, the Bush Administration is quietly promulgating new banking regulations to strike at your financial privacy. The excuse? As usual--the drug "WAR".

Hold on to your seats:

First, within a few weeks, all customers making cash transactions of $3,000 or more will have to fill out Currency Transaction Reports for the IRS. (Presently the floor is $10,000). The government has sought this change for more than three years; now it has reached an agreement with the American Bankers' Association-the "Grey Men"!
Secondly, and effective immediately, banks are to report "suspicious transactions of any amount to the IRS. What qualifies as "suspicious"? The Bush Administration gives only one example: "breaks in an account holder's usual pattern of credits and debits".

What might this mean? If you normally, say, make two deposits in a month and then make six, you are to be reported. If you normally make four cash withdrawals per month and then make eight, you are suspicious and will probably be reported.

DEAR ONES, IF THE HAIR ON THE BACK OF YOUR NECK IS NOT TWITCHING--YOU MUST BE DEAD!

LET ME OUTLINE A FEW NEW THREATS SO YOU CAN READ THIS JOURNAL AND FOCUS IN ON A FEW POSITIVE ACTIONS.

Citizen and Investor privacy is being attacked by a pincers movement comprised of a rapacious Internal Revenue Service on the one hand and a "goose-stepping" army of anti-drug police on the other--even though they don't seem to do any­thing magnificent to the drug situation--just unto the poor citizen. Strange in­deed! What is even sadder is that so many Americans are rolling over and play­ing dead in the face of it all and pushing for more.

It is revealed from Sea to Shining Sea that more than half of the American public would "agree to giving up some of their rights" in order to fight the drug problem. How about all your rights and keep drugs in addition? You can have it all!

That may be good news for the Bush Administration, but it is bad news for those of you who want to preserve even a token fragment of your freedom and rights. As for the IRS, it has been so hard for Congress to raise taxes that the trend for the last several years has been to increase compliance. Translation: tighten the screws on the taxpayer and lay open to the public every last shred of privacy.

How about a tid-bit in your news yesterday and today (Dec. 5, 6, 1989). The IRS is investigating Mrs. Ronald (that's Nancy) Reagan for possible tax evasion regarding loaned and gifted wardrobe items. NOW DO YOU SUPPOSE MR. REGAN'S FIRING FROM THE ADMINISTRATION MIGHT HAVE ANY­THING TO DO WITH THAT LITTLE HAPPENSTANCE? MR. REGAN WAS SECRETARY OF THE TREASURY FOR MR. REAGAN AND MRS. REAGAN DID RATHER DENOUNCE HIM IN HER LITTLE BOOKLET. SURELY NOT. WELL, ASK RED FOXX ABOUT THE IRS! NO-ONE IS EXEMPT! IF THEY SET OUT TO GETCHA. 'THEY WILL GETCHA'. WAKE UP LITTLE SLEEPYHEADS--BREAKFAST IS OVER AND THE DINNER TABLE IS ALL BUT CLEARED!

Consider the following:

A federal court has ruled that the IRS can examine your bank records with­out a court order, search warrant, or even an administrative summons.

Two Swiss banks became so worried their assets would be frozen by U.S. authorities that they have closed their U.S. offices.

The IRS is developing supercomputers that will automatically audit your tax return and keep the details of all of your financial dealings.

The FBI wants to link its huge criminal database with the computerized records of airlines, car rental firms, credit bureaus, insurance companies, and other government data banks, including the IRS, into one huge network. They not only "want to", they are already past half way finished.

But don't just blame the government. Big threats to privacy are coming from the so-called private sector also. Keep in mind that most of this "private sector" are very active members of the Foreign Relations Council and "quiet" members of the Trilateral Commission. The elite "Grey Men".

Credit card companies and mortgage lenders routinely require your tax re­turns and always demand your social security number.

Some telephone companies are test-marketing a device that will flash your phone number to those you are calling. The biggest users: telephone boiler rooms, often fronts for investment and credit card scams, that will use your number and then sell it to others. The device, if it becomes widely used (and it will, without safeguards), will guarantee you an unending stream of annoying, high-pressure phone calls, even if you have an unlisted number. AND THAT IS ONLY THE TIP OF THE ICEBERG.

Credit bureaus are getting increasingly easy to penetrate and TRW, the na­tion's largest credit bureau, has recently begun selling the names, addresses and phone numbers in its data bank categorized by income and credit availability.

WHAT CAN YOU DO?

PAY ATTENTION AS YOU READ THIS JOURNAL AND GIVE APPRECIATION TO THOSE PRECIOUS FEW WHO HAVE DONE YOUR THINKING FOR YOU, THAT YOU MIGHT SURVIVE A LIT­TLE LONGER IN YOUR FISHBOWL.

THANK YOU FOR YOUR KIND ATTENTION.

COMMANDER GYEORGOS CERES HATONN

PJ 10

CHAPTER 1

REC #1 HATONN

SAT., NOV. 25, 1989 7:00 A.M. YEAR 3, DAY 101

SAT., NOV. 25, 1989

All are present and accounted for, Dharma, but I am going to be the "mouth"--I always get the short straw when dealing with formidable Earth subjects such as depression, wars and how to survive in a physical way with sanity intact. My resignations are not honored any more than I honor yours, so be it. My broth­ers sit with me and I recognize that they accept my higher intelligence and not necessarily that of a fourth dimensional Pleiadean commander wherein I am stuck, just as you ones are stuck there.

I will, of course, honor requests for input regarding life-streams of personal and painful portent but it must come later. Each individual must learn, albeit a hard way, that actions and choices are totally individual and there is no way to shift responsibility for those actions and choices. Further, once an energy is of ma­jority age it is on its own. A child is merely a reflection of that example set be­fore them. The past example is a factor, but an unacceptable excuse, for once an individual knows right from wrong it is most surely self-decision. A child is not responsible and as the twig is bent so shall it grow and all it has for refer­ence is its caretakers. So be it. This will all get said in future dissertations. EXCUSES ARE OF ABSOLUTELY NO VALUE! REASONS WITHOUT BASIS ARE NOT OF ACCEPTABLE VALUE EITHER FOR THEY ARE BUT EXCUSES. MANKIND SHALL COME INTO POSITIVE RESPONSIBILITY OR THAT MAN AS AN INDIVIDUAL WILL FALL; NO MORE AND NO LESS. THIS ATTITUDE HAS NAUGHT TO DO WITH LOVE--IT HAS EVERYTHING TO DO WITH TOTAL INDIVIDUAL CHOICES AND RESPONSIBILITY.

THOSE ONES FAILING TO RECOGNIZE THE TRUTH OF THESE WRIT­INGS AND CHOOSING TO AVOID THE INGESTION OF SAME SHALL PAY A VERY HIGH PRICE INDEED. THE MORE IMPORTANT THE PO­SITION OF CONTRIBUTION THE MORE DIFFICULT THE ROAD, FOR YOU BECOME THE TARGET OF THE BOMBARDMENT TO CAUSE STAGNATION AND DOWNFALL. YOU, DHARMA, MUST DETACH YOURSELF FOR OUR WORK AFFECTS ALL ONES AND YOU HAVE FORFEITED YOUR EARTH PREFERENCE IN SERVICE TO THIS CAUSE. YOU ARE HIT FIRST WITH THE TRUTH OF IT AND THEREFORE YOU SHALL HAVE THE BATTERING FIRST; YOU SHALL WITHDRAW FROM THE WALLOWING THEREIN--YOUR ACCEPTED TASK IS TO PUT THESE THINGS TO PAPER THAT THEY MIGHT GO FORTH.

Let us move now into a most necessary subject regarding the economic events on your doorstep.

I am going to take, out of context, a memorandum received from an attorney firm regarding an item of taxation. I request that the document be published herein in full content.

THE BUNKER? BYRUM & KIMBALL MEMORANDUM

(PLEASE SEE NEXT 6 PAGES)

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This makes my point for me in that most of you dear ones will never have of a Split Roll initiative. If you have heard of it, it was presented to you way to get those "big guys" who don't pay their share of taxes and will show benefit the "little guy".

These are hidden, subtle and deadly facades. These are the very measures which will pull you into disaster. Your whole economy is based on inability to repay debts and here you load another heavy load on the already floundering economic system in a most personal manner. If the "SPLIT ROLL PROPERTY TAX INITIATIVE" passes you will have multitudes of small businesses fail and multitudes of farmers bankrupt for it will be a final straw for many borderline operations. Those that survive will do so because the costs will be ploughed right back to YOU, the consumer, and the cycle starts again.

"They" make it look so good on paper, "The property tax rate for 'apartment, condominiums, housing cooperatives, single and multi-family homes and mobile home parks' (residential property) shall not be affected by the 'Split Roll initiative".

If you believe that, my friends, then I have a few tanks and stealth bombers I would like to sell you; perhaps even a few major bridges.

UPCOMING EVENTS THAT WILL "GETCHA"!

If you ones are able to make it into your year 1990 without the "great collapse", it will truly be through the grace of God that we might have time to become more aware and balanced. The fruit has ripened and released, it balances on the branches below and will fall with the first gentle breeze--for when fruit is ripe it falls.

On January 20, in the midst of great celebration, Mr. Bush became your 41st President of the United States. Ah yes, America was transfixed: further lulled into the sleep of the lie--your fairy tale sense of false security being poked at you by the bushel-full. You had better listen to me very carefully--"READ MY LIPS"--LISTEN CAREFULLY!!

Within a very short time your President is going to do several things: he will freeze all foreign assets deposited in the United States, he will order trading stopped on all U.S. financial markets and, worst of all, Mr. Bush will freeze withdrawals at 10 percent in every bank and savings & loan in your country--to stop you, your neighbors, and other honest people all across the country from taking your money and running.

RUN FROM WHAT?

People will be frantically trying to escape the worst economic collapse country (your world) has ever witnessed. In fact, the very end of your age will be upon you. For those who are not prepared--and even for many who believe that they are--there will be no escape! Further, "Men who are not surprised when the future comes live very close to the truth", so be it--please listen for these may be the only life rings thrown to you drowning peoples.

Oh, you have heard this all before? So be it--then go back to sleep. But I tell you THE COLLAPSE WILL HAPPEN, AND IT WILL BE FAR WORSE THAN ANYONE HAS PREDICTED. Protecting yourself will be far more dif­ficult than anyone has suspected. You will either take the advice and take ac­tion or you will reap the havoc which is coming down. Your world runs on "cycles" and you are headed dead-on into the close of this economic cycle and if you brought your heads from out the sandbucket it would be no surprise.

Do any of you still remember the wondrous days of your Golden Years of the 1920s? How many remember experiencing the Great Depression of the 1930s? You were the most prosperous people on Earth prior to that collapse. Are these days not somewhat similar? HE WHO DOES NOT LEARN FROM THE CY­CLES OF HISTORY ARE DESTINED TO REPEAT THE ERRORS.

YOU ARE IN THE ENDING OF AN AGE!

WHAT HAPPENS AT THE ENDING OF AN "AGE"?

The death of an age has dire consequences. Recall the bloody upheavals during the fall of the Roman Empire. Look in your history books and remind your­selves of how the Germanic barbarians brought on those grim "Dark Ages".

Look at that which is most "cheerful" indeed, the guillotine in the French Rev­olution, and the tumultuous events that thrust Europe into a gruesome war that lasted over 20 years.

How about Russia? What of Stalin's grotesque purges after the tzar and his family were massacred? The depths of that gory bloodbath will probably never be known publicly.

What makes you believe you have some kind of guarantee that you won't see a return of those days? Do you know many people who have actually lived through those wrenching days? Just how prepared do you think your neighbor is? Can you begin to conceive of what will happen to your society when such unspeakable acts begin to unfold? WILL YOU HAVE LISTENED TO US, BUILT SOME SHELTERS, SET ASIDE SOME LARDER? OR WILL YOU STILL SAY "SPACEMEN DON'T EXIST AND IF THEY DO, THEY ONLY COME TO BRING HARM"? WILL YOU BE AMONG THE ONES WHO SAID THEY ASKED GOD AND CHRIST FOR HELP AND HE SENT NONE? WILL YOU BE AMONG THE ONES WHO TURN AWAY GOD'S RESPONDING ASSISTANCE?? SO BE IT!

You stand on the very threshold of the end of the industrial/economic age in America. Those of you who understand history must prepare for the end and for the grim days that are certainly to follow.

So, what if you don't prepare? Here are some very good examples:

I quote from a most respected source: "One morning this year you wake up to a
compelling radio report. Markets in the East have collapsed, the London markets are in chaos, and the New York Stock Exchange opened with a 200-point nose-dive. You hurriedly call your broker. Oops, busy line. Busy, busy and more times busy. But you remember the Crash in '87. 'Perhaps I should wait it out,' you think.

"You monitor the market all day. In the early afternoon you learn the Dow is at 1200, and that foreign investors are cashing in their T-Bills. The news reports begin talking about 'a financial calamity'. Another call to your broker but the lines are still busy.

So you drive to his office. You're sick when you see the sight: A group of ashen-faced people gathered outside the firm's locked doors. On the doors hangs a sign that reads:

‘WE REGRETFULLY ANNOUNCE THAT PRESIDENT BUSH HAS ORDERED THE CHAIRMAN OF THE SECURITIES AND EXCHANGE COMMISSION TO HALT ALL TRADING IN THE MARKETS. PLEASE MONITOR YOUR LOCAL NEWS STATIONS FOR MORE IN­FORMATION'.

The 10-minute ride home takes almost an hour. Your car radio confirms that banks and S&Ls across the country have temporarily closed. If they open to­morrow, says the announcer, withdrawals will be limited to no more than 10% on accounts. Angry crowds are beginning to form in many metropolitan areas".

Your best friend, a real estate broker, calls. With fear in his voice, he tells you that the real estate market nationwide is collapsing. He's afraid properties are about to fall to 10 cents on the dollar.

You look around your comfortable $150,000 home. You suddenly realize that it is now worth a mere $15,000".

WRITTEN ON THE WALL--OR ON THE WIND?

You might wonder why the government appears to be so blind to the writing on the wall--forget it, they have helped to structure the fall. Besides, the govern­ment is quite powerless over problems this enormous. You have allowed them to move on over you and you beg for more,--i.e., go back and read the "Split Roll Memorandum" and recognize one more tiny step to the guillotine.

The government ones of fair intent who are not actively involved in the inten­tional turn of events are too interested in the immediate short-term to even see the inevitable. ARE YOU READY TO RECEIVE SOME INPUT NOW?

How could such a thing happen? How could so much apparent wealth disappear in so short a time? You know the answer and if you don't, go get a copy of SPIRAL TO ECONOMIC DISASTER and re-read it until you do understand.

Actually, you already know the answer. DEBT! In today's dollars, you have over
$11 trillion of debt--business, private and government debt combined.

The problem? Simple: Wealth born of debt is not real. Think about it,--in a most perverse manner, the "punishment" will fit the "crime". The average citi­zen has forgotten what it means to save; the corporate world has gone mad with takeover and buy-out greed; bankrupt banks lend money to insolvent foreign governments with no hope or expectation of repayment; the U.S. Congress acts as though deficits are "good".

WHEN THIS IMPOSSIBLY ENORMOUS DEBT BILL COMES DUE--AND IT WILL HAPPEN--VIRTUALLY NO INVESTMENT HOLDING WILL BE SAFE. HERE COMES THE SCENARIO:

* Deflation. As surely as spring follows winter, deflation must follow inflation. That is the nature of history. In fact, data even confirms that infla­tion actually ended in your 1979!!!

So why aren't prices falling? There is a huge debt burden in every dollar you spend. Once you factor that out, prices ARE falling--most rapidly in fact. De­flation is the most cruel sword in the economy. It defeats the incentive to spend. The economy will grind to a halt.

* Interest rates. Soon there will be an abundance of useless goods for sale. Luxury items, built during the free-spending days of the '80s. But no one will be interested in buying. People will be much too busy in an effort just to sur­vive.

At the same time, foreign investors will demand outrageous returns for risking their money in the American economy. This will force banks to charge even higher rates for loans for the few dollars they are willing to lend. The prime will move on up to 20% or higher!

THE BIG CHANCE?

Oh foolish dreamers, no-one is actually going to do any more than "survive" in the final tally.

GOLD? Frantic investors will look to the only tangible they can truly under­stand. The price of gold will be bid to $2,000 an ounce (watch it moving this very day). Then it will plummet just as quickly as nervous investors try to get liquid for survival. It will then plummet to around $35 an ounce.

REAL ESTATE?
THEY TELL YOU THAT WILL BE GOOD, RIGHT?

The collapse will not only wipe out investor equity, but the hard-earned equity and principal of everyone who owns a home. Desperate banks will seize any­thing that can put cash into their frantic hands. They won't hesitate to foreclose on millions of homes and sell the properties for anything they can get. (They have done it before--remember??--the crisis of the '30s?)

The very best properties will suffer the most, with bank auctioneers getting mere pennies on the dollar.

"READ MY LIPS" BUSH WILL TEMPORARILY CLOSE THE BANKS. Bankrupt banks will be the first casualty of the collapse. As it is, most banks and S&Ls stay open only because of "fantasy" bridge loans from Congress. When they re-open, withdrawals will be limited to 10 cents on the dollar or worse (just like that which happened in Ohio and Maryland in the very recent past).

Many investors realize something is wrong with America's banks, but the most shocking truth has been withheld from you, the trusting public. Instead of enforcing policies that would slow the rate of financial failures, the government has increased the likelihood of mass insolvency. It did so by encouraging high-risk mergers, such as the First Republic Bank of Texas. Born of a reckless merger in 1987 between two failing banks, the blind hope was that a bail-out could be avoided. What it did was increase the bail-out cost, which totaled $4 billion. And that is a drop in the bottomless bucket, compared to that which is coming.

If you hold junk bonds, faint now and don't bother to wake up. Thousands of companies will default on junk bond payments--and private investors, pension funds, insurance companies and mutual funds will see billions of their dollars go up in smoke.

What of Society? You, as modern man, are faced with more than financial debt. For much, much too long your society has lived in utter disregard for long-term consequences of its actions. Think about it. Most people stockpile unnecessary goods, gratifying vile impulses, and worry about paying the price--tomorrow. You carry on indulgent and short-sighted lives, unconcerned about what your actions will mean to yourselves and your children. The adults go about clutching unto themselves the toys of which they are terrified of losing when the bang comes down. The children are buried in nonsense and worthless junk while the adults fiercely compete to acquire more valueless junk. Well, the "Piper" is always paid in one way or another.

YES, THE DEBTS ARE FALLING DUE! You can now depend on AIDS alone to wipe out the insurance companies. If you have cash value plans--GET YOUR PROFITS NOW!

The same situation is playing itself out in your inner cities. These areas have become teeming centers of social desperation, churning and boiling--ready to erupt. The vileness is already overflowing and filling your streets.

CHAOS IN THE FINANCIAL MARKETS WILL TRIGGER THE END! ONCE THE MONSTROUS SLIDE HAS STARTED, EVERYTHING--YOUR VERY WAY OF LIFE, YOUR BELIEF IN HUMAN DECENCY--WILL FALL PREY TO THE BEAST BE IT!

What can you do? Well, we outlined it in "SPIRAL". There is confounded lit­tle you can do. Get your money out of the banks and S&Ls, keep some cash for immediate expenditures until the money (currency) is worthless, purchase gold--a bad investment but better than any other. Do not buy real-estate now; hold your cash and wait until the bottom falls out and your pennies will be of value; stock up on barter supplies, food, and exchange items and hone your barter service abilities.

LET US CONSIDER GOLD & SILVER

It is difficult for most of you people, especially gold "experts", to understand that in the early and very violent stages of a deflationary depression, gold and silver prices rise sharply. Why? Because owners of CDs, stocks, and other pa­per, will be losing big, and when they can lay their hands on cash, they will buy gold and silver. Why silver?--you might wonder. Well, it piggy-backs the rise of gold and will probably achieve around $100 per oz.--as gold rises to at least $2,000 per oz.

You might trade the metals in the "futures markets" but that is not a dependable plan since those very markets may be tightly shut-down. It is appropriate that you start now to buy silver and gold coins. Do NOT purchase circulating coins since they will lose the extra value you pay at the beginning.

Assume you bought coins very cheaply and time has come to sell (at $2,000 an oz. gold). What will you do? Remember, and this is most important, gold will fall in price and so will the silver, so you want to cash in at the top. If you are able to pull it off, GO BUY LAND IN THE COUNTRY with your gains, but keep some gold and silver coins for use as it will most surely come to that.

INTEREST RATES

There will be a brief period when interest rates soar out of sight, climbing this time to heights never before seen in America. You will hit a prime of some 35% as an example. You will take note for it will be just like the high rates in your 1980-81, only zooming higher than at that time.

When this occurs, the price of bonds will fall. U.S. Government long-term bonds, now around 89, will fall to around 50 or even lower, yielding, perhaps, around 21%, but only briefly. Assume you have taken advice as given and have the bulk of your liquid assets now in short-term, say 90 day Treasury Bills (They will fall, too, from 94 to probably 89, but not as much as bonds, of course), you cash in your Bills and with the proceeds purchase bonds at below 55.

Within a brief period, interest rates will then tumble and when they do bond prices will go back to par. You will have doubled your money since you bought bonds at around 50, or near there, and they have returned to 100. Then you cash those in and buy 3 month Treasury Bills again, or land in the country.

THE BAD SIDE OF THIS COIN

When the above outlined happens there is a better than even chance that banks may be closed, brokerage firms flat on their backs and thus and so, financial chaos. So, what can you do? Well, there are some possibilities and perhaps we can give you a bit of help as to personages to contact later in these documents but first I wish to continue on this subject of expectations.

PLUNGING REAL ESTATE

Real estate will plunge at least to ten cents on the dollar and probably consider­ably lower. You can profit in fallen real estate, but you must know how to do it. First, you must be liquid in order to have the funds to buy bargains in real estate and you must know where and how. There are ones around who have planned against these expected days of anticipated real estate prices collapse but you must be most careful indeed.

People have been trained to think the real estate market goes only one way--UP! For about 50 years it has been thus and you can apparently not see very well. I shall not speak too much of California at this point for it is under real-estate hyperinflation beyond reasonable discussion. Let us consider other examples for a better perspective.

You have been in this "bull" real estate market for lo these 50 years and have been lulled into fantasy-land. This market has existed since the bottom of the Great Depression so people have been trained to think it goes only one way, but in the last few years you must have seen the pockets here and there where real estate has gone down in price quite drastically, even beyond Texas and the Mid­western areas of your country where there are selective "reasons" for distress.

The major cities are showing weakness year after year . . . there are many cases where people bought property as recently as a year and a half ago and are now unable to sell it for even the amount originally invested.

Prices have risen about 3.4% nationally in the last year, but in real terms they are still basically flat because if you have an 11 % mortgage, after one year you haven't covered your cumulative interest. But the average home owner does not see it this way, he simply thinks the house will go up and up in price somehow, forever. It is not true--no more.

You have been borrowing for so long without paying it back that you have come to view it as an endless process. But in the last five years, dear friends, debt has grown much faster than that which you call your GNP. When there are more and more dollars of debt per unit of GNP (see SPIRAL TO ECO­NOMIC DISASTER) the chance of getting it paid back diminishes sharply. The real rate of interest is compounding faster than most companies or people are able to throw money at it.

Another view: an individual who is carrying a consumer loan at 10% and has a salary growing only 3% is going to fall farther and farther behind in his ability to consume if he simply services the interest. At some point he will not only have to service the interest but must pay back what he has borrowed to con­sume. So if you consumed 106% of your earnings this year, at some point not only do you have to pay back the interest that is compounding at 10% but you also have to diminish your consumption by the 6% that you over-consumed this year. But people do not have the discipline to consume less so they go more deeply in debt and take out home equity loans.

Real estate is easy to hock so people somehow figure that all of their debt can be paid back by selling their homes at higher prices.

This is the reasoning banks used in lending to farmers. They would lend some­one money to buy farmland at $5,000 an acre with 11% interest when the total output per acre was only producing $300 per year of produce. You cannot ser­vice the debt on that, but the assumption was that the acre would keep going up and up in price fast enough so that at the end of the loan everyone would be happy since the land would be worth some $10,000. Just because you could not produce enough product would not matter since the capital gain would over­come the demands of interest.

LET'S TALK ABOUT OIL

The value of oil traded in dollars is greater than the value of all other commodi­ties in the world added together. Let us not even consider Saudi defaults and takeovers, etc., at this writing. Let us just consider that which is obvious.

Since the value of oil traded is greater than all other commodities in the world added together, therefore, a drop in the price of oil is most crucial indeed. Oh, it will fall again and again--further, keep in mind that a $1 drop in oil equals plus or minus some $23 Billion!

Can you remember when oil was $29? Do you remember when it fell in price from that $29? All the experts told you that that was wonderful news since you would all have extra funds to spend since gasoline would be cheap. Remember? Well, do you also remember the catastrophe in Texas? Oil is financed just like everything else and it took less credit to finance $15 oil than it did to finance $29 oil. The rest became the history you seem dedicated to repeat.

Here you are again--oil nearing $18 and more credit disappearing in the credit contraction process (see SPIRAL). This causes the oil companies and the U.S. Treasury to all shudder and throw-up because of lost revenues. It feeds through the world worse than the plague and brings the world financial system to its knees--hold your breath--its out there!

Oh, times have changed and hardly anyone noted the change. All your eco­nomic gurus predicted and advised, garbled and gagged--and did you in. It is DEFLATION time and you failed to notice that the inflationary period ended a long, long time ago.

Well, we have been summing up a lot of our sessions with, "PRAY A LOT". Some of you have and you have been heard and thusly, here I am. It is, how­ever, too late to reverse anything--all I can do is suggest some helpful measures to allow you to survive through it--possibly:

1. KEEP CASH (THOSE FEDERAL RESERVE NOTES) AT HOME! (A major portion of this journal will be how to maintain a bit of privacy and store some of these notes at home).

2. START NOW buying U.S. Savings Bonds (Double EE) that yield 6%. They can be bought at your bank and come in denominations as small as $25. Put extra cash in them instead of into your bank or thrift, since they will both fail and there will be no insurance to repay you.

3. Consider moving out of the cities...... now! Fast! And when you get away, be sure your new location has some food and water. When social violence breaks out, as it will, you have no notion as to what all you will NOT have.

Your credit cards, dear ones, will be frozen. Also, you will not be permitted to access funds you have hidden abroad in those no-longer hidden accounts. Gold will be confiscated, also, so you will need to be a bit creative (hopefully we can point out a few creative methods). Well, then I suggest--YOU PRAY A LOT!

PERHAPS A MONEY PANIC WON'T HAPPEN

Forget that one--it will. It is inevitable because of that $11 trillion in domestic debt. It is going to be paid largely by defaults and bankruptcies and by the closing of the banks and thrifts that loaned the credits. Right now you can read, on any day, of more banks and thrifts in major trouble. This is where your money is, dear friends! There is no trouble in riding an airline, or buying a car, or shopping for anything you want. But, and I must stress this, there is grave weakness in the institutions that hold your money: banks, thrifts, brokerage firms, and so on.

One of our close workers spoke with his Wall Street Broker just yesterday
(11-­24-89) and what he heard was enough to fold the knees. The Broker told him to be prepared for, "It is all coming apart and we won't even have a job in thirty days from now"! So be it--from the horse's mouth; what would a poor space cadet know?

Why does the public continue to sleep about this reality? Why don't you worry about this so apparent failure? Because you all believe "the Government" will not allow this to happen. After all, you think, there is the FDIC and the FS­LIC--hooey and bunk! Your public has been taught since the old Great Depres­sion that your good old Uncle Sam (whoever that Santa Claus might be) rides to the rescue with blasting bugles. Of course, why shouldn't you the public be­lieve this--the mainstream economists say this, as does the media spouting in its stupid, thoughtless monologues--no wonder you sleep on and on while the reali­ties creep into crisis.

HURTFUL EXAMPLE OF THE LIE: On August 29, 1988 (a long time ago), TIME magazine printed an article on the weaknesses in banks and thrifts and it was written: "Taxpayers may have to shell out billions to rescue the financial industry". That is what you were told and are told but it is not true.

To rescue the thrifts alone (with deposits which total about $1 trillion) you are told that the Federal Reserve will create that $1 trillion. But the Federal Re­serve does not print paper money as so many of you good people believe. It must first borrow the $1 trillion through the banking system. Then the $1 trillion becomes a taxpayer obligation, raising Federal deficits in that amount--DOUBLING YOUR TAXES, as a good example.

IT IS A SYSTEMIC FAILURE BY EVERYONE TO BELIEVE YOU CAN PAY OFF DEBT BY BORROWING MORE! Not only that, if the FED tried to do this, foreign holders of U.S. debt would dump what they own and ruin the bond market and other markets in the doleful and dangerous process.

So much for you and your buddies paying for bailing out thrifts and banks that made a ton of bad loans and are now having to consume them with huge write-offs and loan loss reserves. They made the loans and they will pay in failure, but you will not pay for those failures in higher taxes. You will pay in a mas­sive money panic. Further, the problem does not reside simply in bad loans but in putrid management and lazy business operations of fraud and hap-hazard business attitudes perpetrated upon what would be good customers and honest consumers.

HOW BAD IS IT?

Oh, very bad indeed. Despite several years of business "expansion" most of the banks and thrifts are wracked by troubles beyond belief. Many are hanging in there--especially the ones designated by the "grey men" operators to hang in there, but those in trouble will take the rest with them as surely as you absorb this message. NONE ARE SAFE AND ABSOLUTELY NONE CAN PRO­TECT LARGE SUMS OF MONEY.

It is now estimated by your own predictions that saving the Thrifts will take well over $100 billion, but that is only for beginners. The reason is that these funds are addressing results, not root problems. The root is that these institu­tions are being hard hit with deflation in real estate, oil and on the farm. There is nothing that can be done to stem those falling prices.

ALL THROUGH YOUR HISTORY NO GOVERNMENT HAS BEEN ABLE TO HALT FALLING PRICES--DEFLATION--AND NOW IT IS NO DIF­FERENT. FALLING PRICES MAKE RICH INSTITUTIONS AND RICH PEOPLE POOR AND YOU ARE SEEING THAT AT EVERY TURN--EVEN THE BIGGEST OF BIGGIES WILL FALL.

Let me just quote something here, Dharma, from the article I had you pull forth:

"According to the FDIC, which collects premiums from member banks and insures deposits up to $100,000, they shut down or bailed out from 1982 to 1987 600 banks at a cost of $9.99 billion. The First Republic Bank of Dallas, a re­cent victim, was supposed to have lost $1.5 billion and on October 4, 1988, the Wall Street Journal reported the loss was really $3.5 billion, so this must be added in. Therefore, the FDIC reserve is now $12.8 billion down from $18 bil­lion in January of 1988. This is less than one cent for every $1 on deposit! Don't count on the FDIC saving your bank!

Bad as that example might be, the situation in your savings and loan industry is an outright disaster. At least 500 of the more than 3,000 S&Ls are insolvent: their liabilities exceed their assets. In 1987 alone the Government closed 17 in­solvent S&Ls and paid stronger institutions to take over 31 more, making them weaker in the process. The total cost back then was $4 billion. Just since May, 1988, the FSLIC has gone on a rampage issuing $25 billion in notes to try and save ailing thrifts. The notes are unsecured and next year they will in theory be paying interest (?). That is the theory".

On top of everything you still have a horrendous problem just with the Latin American debt which will never be settled outside of default.

Thus, the world monetary system is at the brink of collapsing like it has never been before, going back to the beginning of recorded economic history.

ANY EVENT COULD TRIGGER FINANCIAL DOOMSDAY: $5 OIL, JAPANESE REAL ESTATE COLLAPSE, BANK COMPUTER FAILURES--ANYTHING!

It is time you realize the plight and batten your own hatches since no one will take on your financial problems but yourself for they are too busy over their own.

"Oh Hatonn, you make it just look like the old doom and gloom stuff--let's just have the miracle cure and get on with it"! Sorry about that, beloved little brothers--no miracles, no reversals--the picture is putrid and that is just the way it IS. Further, don't ask me "How could God allow this to happen"? God didn't, little children, God didn't! You did! God has been telling you for a long, long time to clean up your act and get your selves and your world in bal­ance again or you would pull the big one down around your ears. There is no way to paint this picture in bright and cheerful colors filled with sunshine and flowers--it is a mess and it is coming down just the way you structured it. WE will do that which we can to assist and advise; that is all we can do. AND PRAY A LOT!

Dharma, let us have a break please. Thank you for your willing service, chela, for the words are most harsh these days of confusion and chaos. The silver linings about the clouds are few indeed but there are some things of minor na­ture which can be utilized to help--not solve--HELP! Some will even prosper if attended carefully, but none will escape the distress of a world in chaos.

I shall move to stand-by that you might refresh yourself before moving on with this journal. I suggest that you somehow incorporate the past few day's per­sonal messages--perhaps just as written--time is more important than grammar or proper format. So be it.

SALU,

I AM HATONN TO STAND-BY

PJ 10

CHAPTER 2

REC #1 HATONN

WED., NOV. 22, 1989 7:00 A.M. YEAR 3, DAY 098

WED., NOV. 22, 1989

In Reference To
B.J.M., Raleigh, N.C. and H.A.M., Chapel Hill, N.C.

From: Commander Gyeorgos C. Hatonn

* * *

I believe I must be in the process of seeing just how far I can push my secretary before she finally resigns in truth. She threatens weekly but I bribe her with false promises of a vacation and we make it a bit further-B.J.M., you will also fall into this category of overburdened "carriers", I fear. I am most cautious, however, to word it properly, i.e., "I will give you a couple of days break from writing on the journals", then I can employ her at correspondence. She is most beloved of me, and as most all of you from Pleiades are of at least Commander rank, having volunteered for your physical format duties--I can still pull rank but not as easily.

B.J.M., please, I have a request for you, dear one. Please begin to allow for and/or request the presence of Commander Thomas (Tomero) Maasu (pronounced May-su) Korton and Commander Ceres Anthony Soltec. Further, demand that these Pleiadians who utilize your transceiving frequencies identify themselves by labels. If you do not demand it they will forget--they should not forget but they will test you every which way including up-side downward, until they know your frequencies are cleared.

Please, little one, at onset--clear your space. Demand that all energy forms of the Dark Brotherhood remove their presence in the name of the Divine Source. Demand that any of darkness remove themselves from your presence and ask for the protection of Light. This petition must be made and most receivers have not been properly instructed. It is imperative as you begin to receive from the higher command for as you open into a prime transceiver rather than a 3eneral information channel, you will be bombarded mightily. This is not to frighten, only to caution. Keep our protection around you AT ALL TIMES, even if it requires conscious petition a thousand times a day--you now become a target.

Commander Korton is in charge of the inter-communications systems for this entire project, as well as navigation control of this solar sector. His receivers, to date, continue to disallow other than general information and he must have a resource. With all the writing--and yet much to be done by these very commanders, Dharma does not have need of the burden of specific communications in their behalf.

Commander Soltec is our geophysical top command officer. He especially needs on-board, for instant transmission, a transceiver. You ones are moving into a time of tremendous and ongoing upheavals of massive nature.

I further request that you exchange data with this base as it comes through. We must begin to get our communications link-ups in place. There is one, G.G, in New Jersey that is much too frightened to allow input--perhaps you would kindly communicate with her. I will not take the liberty of sending a copy of this communique but if you accept this commission, you will want to do so.

I must forewarn you that you are in for a most hectic time if you accept this request for service. Your phones will be "bugged"' and you will be placed under surveillance--however, you will also be under constant protection from this sector.

Further, we will request that attitudes regarding "New Age" movements, chantings and oming and such, be modified greatly. The Dark Brotherhood has all but usurped the entire movement and made it into hocus pocus. You need naught but a connection to your transmitter--please don't make it difficult nor an entertainment center.

I apologize, dear, but you have, of course, been under our most attentive eye for quite some time and your projections have been most respected. Please con­sider my request. I realize that to you at this moment your response is "Well, of course". It gets much stickier as we move along and you are given insight in incredible clarity of things to which you must never append dates or specific times but only as the energies are specific--and they are trained never to be absolute in projection unless the action is immediate.

Ones will prod and poke and demand--in order to test you and the energies--do not fall into the trap. Never allow the "audience" to badger you. You will be tested most painfully in this area, for when you are public the public demands a lot of you. I also encourage you to not fall prey to the mercenary elements. The moment you become valuable the enticements and seductions for money greed blossoms in all around you--you will pick up "managers" and quite frankly you will be lost to our work as the energies will withdraw. It has hap­pened over and over and over again.

Your world is at transition. Our commission is to get the public informed in truth, not hanky panky--our work must not be tinged with sensational nor theatrical productions. The most credible receivers to date have ALL fallen and are now misleading their listeners. There will be placed in your pathway other modes of abundance, you will not be allowed to abuse this trust in any manner. It is not an easy route to travel. Dharma remains all but totally anonymous to any except a very, very few. Your commanders will most likely append a code name to be utilized in certain instances to allow your safety and security. Do not think I jest, my dear, this is a most heavy task indeed--and most dangerous. You cease dealing with fun and games and become locked in inter-galactic in­trigue beyond that which you thought possible.

These gentlemen, however, are of the top command and will guide you brilliantly.
I suggest you try it on for fitting prior to making of final decisions. I suggest you try receiving through writing right off, as you will be given to put much to paper. So be it. I thank you for your attention.

It is most difficult to cause you ones who act in truth and innocence to need look about you and see how badly the New Age concept has been battered and corrupted. The age of newness is but dawning and yet the mystics, astrologers, crystal players, etc., have all but destroyed its truth and become more embedded than enlightened. All the mysticism is merely a forerunner and fertile ground for the Satanic Dark Brotherhood. You only replace incorrect rituals with more incorrect and more deadly rituals--be most cautious indeed. You need naught--just you and God. You are two portions made up of unlimited soul and physical vehicle--no more and no less. Physical things impact your body, such as food intake, rest, etc. They do not impact your ability to communicate with God--your soul energy needs naught else--do not confuse the two. You do not need to eat a certain way, wear a special thing, sit a certain way to communicate and utilize your soul--if special things make your body feel better, so be it. Do not, however, mislead your listeners--for YOU NEED NOTHING BUT CONTACT OF THE HIGHER MIND--PERIOD!

I am most grateful for the things of yours that have been shared with Dharma for it can be a most lonely way and there are so few projecting in Truth, untinged by the physical and the absurd. This is all most "physics" oriented--naught of mystery or mysticism. It only appears to be a mystery because ones do not yet understand how really "physics in nature" it is. So be it. BE PRE­PARED TO HAVE SOME OF YOUR WONDROUS FANTASY DREAMS SPLIT AWAY FROM YOU AS IT BECOMES MOST "REAL" INDEED AS WELL AS MOST PRACTICAL.

YOU ONES WHO WENT FORTH TO THAT DENSITY TO FUNCTION AS OUR OTHER HANDS ARE GREATLY BLESSED BUT HAVE VERY LIT­TLE "FUN" COMPARED TO THE GREAT AND GRANDLY PAID EN­TERTAINERS WHO DO THEIR REGULAR "SHOWS". YOURS, HOW­EVER, SHALL BE THE KINGDOM OF HEAVEN FOR A JOB FULFILLED IN TRUTH FOR THE LIE HAS POISONED EARTH SPECIES AND COST A PLANET ITS BALANCE AND A CIVILIZATION ITS ABILITY TO SURVIVE AS IT IS.

I TAKE A GREAT "FATHER'S PRIDE" IN YOUR WORK, CHELA--THE BLESSINGS AND LOVE OF OUR COMMAND IS SUPPORTING YOU. SELAH!

Let me now turn to H.A.M. for a moment as I have been most remiss in not responding sooner to his correspondence.

Thank you for sending pertinent information for I must have that which is circulating prior to comments. We handle information in this manner to preclude any danger of being labeled a "fortuneteller" upon our scribes.

There are unfortunate things which occur about the various places. Worse, because the higher governments keep secrets in such heinous manner even from their own workers. We come forth frequently to "test the waters" in a public manner and often it is most costly indeed. For a "manifested" craft or entity is as vulnerable as any human.

We, of the higher command can "disperse" most visiting craft crew cannot and even we, at the current time, come only in holographic format to attend your meetings, etc. Several of us were "captured" at one of the major summit meetings--Korton, Soltec and myself--it was a great surprise to the capturing parties when we simply vanished. It is not so with the fourth dimensional command al­though in most instances the energy forms are removed and the body left in co­matose state to frustrate your people. We even make sure the energy form is allowed to toy with the physical remains to enjoy the procedure a bit more personally. Space man has been most ill-treated on your place.

I feel I must give you an explanation regarding L.B. He grossly misunderstands the confusion he causes and the danger he places on our workers. This is in no way to discount his intent, it is that all things must be done in sequence and totally without public attention. All ones within the group must have self-reliance and independently be self-sufficient. There must be no controversial attention nor even any public appearance of link-up.

He has continually failed to respond to our requests of temperance and my ones in this location do not know what to do with this bundle of tornado energy. He continues to refer, for instance, to "their" group in Sedona, etc. They have no group anywhere--most especially in Sedona. I will request that Oberli enclose a copy of his last two messages for your perusal. I ask nothing, H.A.M, I simply wish you to be aware. I got most stern with him and he simply changed his la­bel to "Beyond" and continued his antics. It is simply premature in sequence for his contribution and it would be most advantageous if he would simply be­come regularly employed and bring his energy confusion under control.

I mention this now for a specific reason. He called and requested copies of SPACE-GATE, etc., immediately be sent to him because he said he was meet­ing with the astronaut who spoke at your Germany meeting (I leave the name absent for security as this computer is tapped). I refused to allow Oberli to forward them. Since they are now published he can obtain them on his own if he so chooses; however, I refused because I believe it a grave error in judgment to allow this young man to make that contact in this manner.

If you, H.A.M., choose to allow that or request it, I shall make all available to you. It is not L.B.'s contact nor does it seem appropriate to act in your stead or in behalf of an assumed relationship with ourselves. It does not mean that he has no place, it only means that he did not attend the meeting and it is not his place if he asks without your blessings. I will belabor it no further. The con­tact is most wondrous and appreciated but it will be left within the hands of you ones who experienced the contact. He was most furious with Oberli and is most near a mental break if he does not come into rational reality.

We are in no manner playing games in this place. We most sincerely appreciate his assistance but this place is watched constantly by the CIA, FBI and military surveillance teams. This behavior could cost these ones their lives as well as that of a daring young astronaut. So be it, I shall not twaddle about it further. It is, however, important that you have explanation.

Labels such as self designated "Victory and Freedom", "Victory" and "Beyond" in the manner he is scattering them about causes great ridicule and discredit and makes our work into laughing joke material. It is obvious ones who proceed with this type of public behavior do not have a true concept of this mission in the least amount of understanding. God needs no mock crucifixions nor dis­tractors. The contacts must be made and linked but not on the front page of the New York Times--it is hard enough to keep protection and silence. You need quiet networking, not notoriety. The books can bring the publicity and the work in a most proper fashion while still providing security. He can advertise the publications from every mountain and in all presses but simply do so through the alternate contact of America West as foundations will be set up for the AIDS research, etc., through that resource to keep the location of this au­thor silent.

I refer to this above because, before returning to Sedona, L.B. said he felt a need to come here to protect these ones, yet he brings chaos to every location--our intent was not to offend but we are most adequate to protect these ones. Dharma's life has been taken three times in the brief time in this place of approximately two years. We have been monitoring sufficiently to resuscitate each time, but the microdot low-beam producing elements were brought in by ones they felt perfectly safe and considered co-workers. I cannot urge you ones enough to be most careful. In some instances it was through ignorance--a dead scribe makes no difference how or who erred. These ones are vulnerable and they will be protected at all costs and at the expense of any selfish "feelings" of ones who wish to "dabble" in the supernatural. We are not "supernatural" as such, we are simply in a differing dimension at the current time. When that mystery and "magical concept" is removed then we shall be able to get on with our work at hand.

Yes, Dharma writes also for the Masters and for the one you label God--so be it, that, too, is not mystical but you ones on earth placement are not ready to understand it.

I am most grateful to you, H.A.M., most grateful indeed. You ones do not have much longer to wait for your "proof". Our intention is to bring forth naught but truth in our journals with the ability of all information to have refer­ence to truth in research manner, then we can move forward with our motion pictures, etc. There will be a very large business base established here which has nothing to do with any of these publications as such. That is the major thrust of these ones and the writing is a side-line to keep removed from public knowledge. Our immediate commission is to get the word to the four corners of the planet as Creator has promised and also to allow a manner of making this transition as it comes forth through tribulation. It is a most massive job indeed and all assistance we can garner is most deeply appreciated. Yes, I am most grateful to you, H.A.M. Peace be yours, my friend.

I must conclude this as I am most behind with my duties. I would like to add one last item of great joy to you all and further present need for security. Our little Dalene has just birthed (on Nov. 13) our most precious energy, Andrew Colton Aton, in perfection.

You will understand better after reading SATAN'S DRUMMERS, which is just headed for press this day, the importance of what is occurring in these Satanic cults. There is a great move within the cults to become more bold in the sacrificing and stealing of newborn babes and up to three years of age for they are after the little ones sent of God. Your new guide is now birthed, along with several extremely high masters in other places, they must be protected while they move into maturity to assume their jobs--do not become complacent, however, for they shall not require the years to mature as in natural "normal" growth. So be it. The dark masters know where the child is but it will be the public that will be most damaging.

It is not our intent to keep it secret from you ones who will maintain the protection, it is just that it will not even be brought forth in any public forum. The higher plan is most wondrous indeed.

The anti-Christ is in place also--in adulthood and being groomed and "trained" in Egypt. I suggest you obtain a copy of Conversations with Nostradamus, Vol. I, by Dolores Cannon: new discussions of his prophecies. You can contact your local book store--the information is totally valid although you will not be given insight enough to yet decipher it all in understanding for it is premature.

I will move to stand-by, Dharma, that you might remove this from the equip­ment that we might move on with other correspondence. In love and apprecia­tion I remain in your service and I am most honored to serve with you of Terra crew. I bring regards from your brothers of Pleiades.

Salu, Salu, Salu,

Hatonn to clear frequency.